Spotify and SoundCloud licence listening in their own players. Premium offline stays inside those apps: it is not an MP3 you can copy to a USB stick or DJ software. Whether you may keep a separate file depends on the recording and on the rights you already have in it.
Typical cases
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A track you released
The master is yours. An archive copy is ordinary.
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Creative Commons or written permission
Follow that licence. A file is fine if it allows copies.
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A commercial track you only streamed
The consumer terms cover listening, not exporting the catalogue.
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Private playlist or Liked Songs
Those need a Spotify login. MusicFromSpoti does not ask for one.
This site
MusicFromSpoti saves an MP3 from a public Spotify or SoundCloud link, without signing into your account and without reading the official offline cache. Use it for recordings you are already allowed to keep. Takedown notices: dmca@musicfromspoti.com.
Questions
Does Spotify allow exporting tracks as MP3?
The consumer terms describe streaming and, on Premium, offline listening inside the apps. They do not describe a general right to export the catalogue as portable files.
Do you use my Spotify password?
No. There is no “connect with Spotify”, and the official cache is not opened.
How do I report a recording?
Email dmca@musicfromspoti.com with the fields listed on the DMCA page.